AGREEMENT. This website, “Invetrics.com”, is owned and operated by MKD Technologies, Inc. (”MKD”) and is offered to you conditioned on your acceptance without modification of the terms, conditions and notices contained herein. By accessing and using this website, you are deemed to have agreed to all such terms, conditions, and notices.

ACCURACY OF INFORMATION. All of the information on this website is for entertainment, enlightenment, and educational purposes only. While the information is believed to be accurate and the analysis is honestly offered, none of the information on this site should be considered solely reliable for use in making actual investment decisions. None of the information on this website is guaranteed to be accurate, complete, useful or timely. MKD does not warrant or guarantee such accuracy, completeness, usefulness or time lines. MKD neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on Invetrics.com by anyone. MKD may make improvements and/or changes in the Information and/or the services described herein at any time. And while it is unlikely, this website may cease publication in whole or in part at any time. Periodic updates to this site are not guaranteed.

DISCLAIMER. MKD AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS AND LICENSORS PROVIDE Invetrics.com ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND THEY DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TITLE, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH Invetrics.com, OR MKD ITSELF. MKD HEREBY DISCLAIMS ALL WARRANTIES WITH REGARD TO THE SERVICES AND INFORMATION. MKD AND ITS THIRD-PARTY PROVIDERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE SERVICES OR INFORMATION CONTAINED ON THIS WEBSITE FOR ANY PURPOSE. MKD DOES NOT WARRANT THAT THE INFORMATION WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

INVESTMENT DECISIONS. MKD AND Invetrics.com DO NOT GIVE TAX OR INVESTMENT ADVICE, OR ADVOCATE THE PURCHASE OR SALE OF ANY SECURITY OR INVESTMENT. DUE TO THE NUMBER OF SOURCES FROM WHICH CONTENT IN Invetrics.com IS OBTAINED, AND THE INHERENT HAZARDS OF ELECTRONIC DISTRIBUTION, THERE MAY BE DELAYS, OMISSIONS, OR INACCURACIES IN SUCH CONTENT. YOU HEREBY ACKNOWLEDGE THAT USE OF Invetrics.com IS AT YOUR SOLE RISK. YOU ASSUME ALL RISK ASSOCIATED WITH INVESTMENT DECISIONS MADE ON THE BASIS OF INFORMATION CONTAINED ON THIS WEBSITE. IF YOU ARE DISSATISFIED WITH ANY Invetrics.com INFORMATION OR OTHER MATERIALS, OR WITH ANY OF THE TERMS AND CONDITONS CONTAINED IN THIS WEBSITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING Invetrics.com. NEITHER MKD NOR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF Invetrics.com, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES EITHER WITHIN OR OUTSIDE ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING Invetrics.com AND ANY CONTENT THROUGH Invetrics.com.  IN NO EVENT WILL MKD, ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT IN Invetrics.com. MKD ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF MKD, ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH MKD OR THE CONTENT IN Invetrics.com SHALL NOT EXCEED THE AMOUNT YOU PAID TO MKD FOR THE USE OF Invetrics.com DURING THE MONTH IN WHICH THE EVENT GIVING RISE TO THE CLAIM OCCURRED. YOUR RIGHT TO MONETARY DAMAGES IN SUCH AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES TO WHICH YOU MAY OTHERWISE BE ENTITLED FROM MKD, OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, AFFILIATES, AGENTS, AND LICENSORS. YOU SHOULD ALSO UNDERSTAND THAT MKD, IT’S THIRD PARTY PROVIDERS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, AND EMPLOYESS MAY BE ACTIVE INVESTORS IN THE MARKET AND MAY OR MAY NOT HAVE OPEN POSITIONS IN ANY INVESTMENT VEHICLE MENTIONED ON THIS WEBSITE. PRIOR TO THE EXCUTION OF ANY TRADE, YOU ARE ADVISED TO CONSULT WITH YOUR BROKER OR FINANCIAL ADVISOR TO VERIFY PRICING AND OTHER INFORMATION.

NO INVESTMENT ADVICE. The content of this website does not constitute an offer to sell or a solicitation of an offer to buy any security or financial product that may be referenced herein.  Further, the information contained in this web site does not constitute investment advice or investment advisory services.  None of the information constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You further understand that this website does not advise you personally concerning the nature, potential, value or suitability of any particular security, or portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in this website may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. Investing in the ETFs and stocks included in any trading signals, simulated portfolios, model portfolios, or any other mechanism chosen for tracking performance is risky and speculative. The companies represented by stocks or ETFs may have limited operating histories and little available public information, and the stocks they issue may be volatile and illiquid. Trading in such securities can result in immediate and substantial losses of the capital invested. You should use only risk capital, and then just a small portion of such capital, and not capital required for other purposes, such as retirement savings, student loans, mortgages or education.  All securities trading, whether in stocks, options, ETFs, futures, or other investment vehicles, is speculative in nature and involves substantial risk of loss. By accessing this web site and using any information provided herein, you agree that any decisions you make are your own and MKD or any person associated with it is not responsible in any way for any losses incurred as a result of using information from this web site. You are strongly encouraged to seek personal advice from your professional investment advisor and to make independent investigations before acting on any information that we publish.

NOT AN INVESTMENT ADVISOR, RESEARCH ANALYST, OR BROKER-DEALER. No person associated with MKD, nor this website is, or acts as, an investment advisor, research analyst, or a broker-dealer. Consequently, neither MKD’s staff or website is registered or qualified as such with any securities authorities or self-regulatory organizations, including the U.S. Securities and Exchange Commission (the SEC), any state or foreign securities authorities, the National Association of Securities Dealers (the NASD) or the New York Stock Exchange (the NYSE). Thus, specific laws, rules and regulations applicable to communications with the public generally or research prepared by registered investment advisors and more importantly, registered broker-dealers, including certain prohibited communications, mandatory broker-dealer disclosures, research analyst registrations and certifications, and prohibited conflicts of interest, including restrictions on trading in securities referenced in research, such as SEC Regulation AC, NASD Rules 2210 and 2711 and NYSE Rule 472, are expressly not applicable to our research and our publication and other dissemination of it. Further, we expressly disclaim the applicability of those laws, rules and regulations and any responsibility to adhere to them regarding our trading signals and associated research. We make no certifications in connection with any law, rule or regulation with respect to the views expressed in any of our research. We have not submitted our research for approval for publication or dissemination by any registered broker-dealer, securities authority or self-regulatory organization in any jurisdiction.

PORTFOLIOS ARE FOR WEBSITE PERFORMANCE TRACKING PURPOSES ONLY. Any portfolios mentioned in this web site are exclusively for the purpose of tracking the performance of the market timing trading signals, and they are not intended in any way to be the structure of your own personal investment portfolios. Your actual results may differ from results reported for any simulated or model portfolios used for performance tracking purposes for many reasons, including, without limitation: a) performance results for the portfolio do not reflect actual trading commissions that you may incur; b) performance results for the portfolio do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect your results; c) the stocks or ETFs chosen for the trading signals and included in the portfolio for performance tracking purposes may be volatile, and although the “purchase” or “sale” of a security in the portfolio will not be effected in the portfolio until the regular market open and at any Limit Price specified, trading alert delivery delays and other factors may cause the price you obtain to differ substantially from the portfolio Buy or Sell price; and d) the prices of stocks or ETFs in the website portfolios at the point in time you begin subscribing to the website may be different than such prices at the time such stocks or ETFs were chosen for inclusion in the model portfolio. Past results are not necessarily indicative of future performance.

FEES AND PAYMENTS. If you paid for your membership via PayPal using their secure order form, membership fees will be automatically renewed per period subscribed. You may cancel this automatic renewal feature at any time in your PayPal account, and your Invetrics.com account may revert back to the free Bronze membership status. Users who paid for their membership by personal check will not receive a renewal notice and are responsible for renewing their account before the expiration date. You can always find the current Membership Fees and charges posted in the Invetrics.com Membership page of our website. All fees are due in advance. If you believe someone has accessed Invetrics.com using your user name and password without your authorization, you must contact the Invetrics.com support team. If you are not satisfied with Invetrics.com, you may cancel your paid account at any time and your credit card will not be charged any additional membership fees. Membership fees paid are not prorated and they are non-refundable. Unless you request and obtain prior written authorization from our staff through a support ticket, if you cancel your initial Silver or Gold trial membership, you will not be entitled to another trial period again (i.e., you hereby agree that your credit card will be charged starting with the first day of any subsequent trial period you initiate for a Silver or Gold membership, rather than after the last day of such subsequent trial period.)

RESTRICTIONS ON USE. All materials published by MKD, including, but not limited to website pages, posts, charts, images, illustrations, price information, reviews and email newsletters (”Information”) are protected by copyright, and owned or controlled by MKD or it’s third-party providers. You must access the information manually by request and not programmatically by macro or other automated means. You may not use the contents for any unlawful purpose.

WEBSITE COMMENTS. This website may allow users to post comments on the website’s blog posts or web pages, and replies to other user comments (the “messages”.) You agree, through your use of this website, that you will not post any material in messages which is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening, invasive of a person’s privacy, adult material, or otherwise in violation of any International or United States Federal law. You also agree not to post any copyrighted material in messages unless you own the copyright or you have written consent from the owner of the copyrighted material. Spam, flooding, advertisements, chain letters, pyramid schemes, and solicitations are also forbidden on this website. Note that it is impossible for the staff or the owners of this website to confirm the validity of what a user may post in messages. Please remember that at any given time, we may not actively monitor the posted messages, and as such, are not responsible for the content contained within. We do not warrant the accuracy, completeness, or usefulness of any information posted. The posted user messages express the views of their author, and not necessarily the views of this website or anyone else. Anyone who feels that a posted message is objectionable is encouraged to notify the support team of this website immediately. The staff and the owner of this website reserve the right to remove objectionable or any other content, within a reasonable time frame, if they determine that removal is necessary. This is a manual process, however, please realize that they may not be able to remove or edit particular messages immediately. This policy applies to member profile information as well. You remain solely responsible for the content of your posted messages. Furthermore, you agree to indemnify and hold harmless MKD and all officers, directors, shareholders, agents, information providers, affiliates, licensees and licensees. MKD also reserves the right to reveal your identity (or any other related information collected on this service) in the event of a formal complaint or legal action arising from any situation caused by your use of this website.

COPYRIGHT AND LIMITATIONS ON USE. Except where indicated, all content on this site is Copyright © 2009 by MKD Technologies, Inc., Austin, Texas. All rights reserved. Only one individual may access Invetrics.com using the same user ID or password, unless agreed otherwise in writing by Invetrics.com. The content available through Invetrics.com is the property of MKD or its licensees and is protected by copyright, trademark and other intellectual property laws. Content received through Invetrics.com may be displayed, reformatted, and printed for your own use. You agree not to reproduce, retransmit, re-license, redistribute, disseminate, upload, post, translate, alter, sell, publish, broadcast or circulate, in whole or in part, the content received through Invetrics.com to anyone, including but not limited to others in the same company or organization, without the express prior written consent of MKD or its third-party providers. Modification of the content or use of the content for any purpose contrary to the limitations in this section is a violation of our copyright and other proprietary rights, and can subject you to legal liability.

ANY DISTRIBUTION FOR COMMERCIAL PURPOSES IS STRICTLY PROHIBITED.

LINKS: We encourage web page authors to link to any of the public HTML pages on this website, however external links to member-only website posts, charts, graphics, data files or other non-public HTML files on this website are prohibited. Invetrics.com may contain links to other websites that may be of interest to the reader. Invetrics.com has no control over nor responsibility for the content found on those websites or their accessibility. You should direct any concerns regarding any external link to the site administrator or Webmaster of such site.

TRADEMARKS. Invetrics™ is a trademark of MKD. Other product and company names mentioned herein may be the trademarks of their respective owners.

REGISTRATION AND SECURITY.  As part of the registration process, you will either be given or set and modify a password and a user ID. You also are required to give us certain registration information, all of which must be accurate and updated. You may not: (i) select or use a user ID of another person with the intent to impersonate that person; (ii) use a user ID in which another person has rights without such person’s authorization; or (iii) use a user ID that MKD, in its sole discretion, deems offensive. Failure to comply with the foregoing shall constitute a breach of this Agreement, which may result in immediate termination of your account. You shall be responsible for maintaining the confidentiality of your password. You shall notify the support team, of any known or suspected unauthorized use(s) of your account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You are responsible for all usage or activity on your Invetrics.com account, including use of the Invetrics.com account by any third party authorized by you to use your subscriber ID and password. Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your account, at MKD’s sole discretion, and MKD may refer you to appropriate law enforcement agencies. You agree that excessive simultaneous account log-ins from different IP addresses may result in additional credit card charges or termination of your service. You also agree that the website may limit how many Internet IP addresses you may use in a given day to access your account.

INDEMNIFICATION.  You hereby indemnify, defend and hold harmless MKD and all officers, directors, shareholders, agents, information providers, affiliates, licensees and licensees (collectively, the “Indemnified Parties”) from and against any and all liability and costs, including, without limitation, reasonable attorneys’ fees, incurred by the Indemnified Parties in connection with any claim arising out of any breach by you or any user of your Invetrics.com account of this Agreement or the foregoing representations, warranties and covenants. You shall cooperate as fully as reasonably required in the defense of any such claim. MKD reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.

TERMINATION.  Invetrics.com may discontinue or change Invetrics.com, or its availability to you, in whole or in part, at any time and without prior notice.  You may terminate your paid Invetrics.com account at any time by cancelling your subscription in PayPal. It is your responsibility to manage any cancellation of paid membership by simply cancelling your Invetrics.com subscription in your PayPal account prior to the expiration of any trial or prior to your next scheduled payment, whatever the case may be. This automatically cancels your paid membership on our web site. By accepting these terms of use, you hereby understand and explicitly agree that membership fees already paid are not prorated and they are not refundable.  You also hereby understand and explicitly agree that PayPal or any other company or institution involved is obligated to resolve any dispute arising regarding this matter in favor of MKD. Upon termination, your access to Invetrics.com will be suspended at the paid membership level. You may still have access to Invetrics.com’s Bronze membership area. Any data stored on Invetrics.com’s servers as part of your Invetrics.com account may be lost.

NO ASSIGNMENT.  This Agreement is personal to you, and you may not assign your rights or obligations to anyone.

MODIFICATION OF THESE TERMS AND CONDITIONS. MKD reserves the right to change this Terms of Use Agreement at any time by revising the terms and conditions herein, including, but not limited to, adding fees and charges for use. You are responsible for regularly reviewing these terms and conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting on Invetrics.com website, or by electronic or conventional mail. Continued use of this Invetrics.com website following any such changes shall constitute your acceptance of such changes.

GENERAL. This Agreement, your rights and obligations, and all actions contemplated by this Agreement shall be governed by the laws of the State of Texas, U.S.A. You consent to the exclusive jurisdiction and venue of courts in Travis County, Texas, U.S.A. in all disputes arising out of or relating to the use of this Invetrics.com website. Use of this Invetrics.com website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

SEVERABILITY. If any provision of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remaining provisions of the Agreement shall continue in full force and effect.

ENTIRE AGREEMENT. This Agreement constitutes the entire Agreement between you and MKD with respect to this Invetrics.com website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and MKD with respect to this website. A printed version of this Agreement and of any notice given in electronic form will be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

SIGNATURE. By selecting the “I Agree” on the Membership web page, I represent and acknowledge that  I have read, understood, and consented to electronic delivery of the disclosures above, and I agree to enter into a legally binding contract based on the above terms and conditions. I also represent and acknowledge that I intend the act of selecting “I Agree” on the Membership web page to be my legal signature to this Agreement.